Investor resources
Tools for the way investors actually work.
A calculator for checking your own deals, plus the software and services we point our borrowers to, from finding the property to running it.
Our tools
Run the numbers before you call.
DSCR Calculator
Enter the rent, taxes, insurance and loan, and see the coverage ratio a DSCR lender will look at. We'll also check your rent against nearby rental comps. If the deal falls short, it shows the loan size or rent that gets it over the line.
Open the CalculatorPre-Qualification Letter
Making offers? Tell us the property or the price range you're shopping, and a loan officer sends you a pre-qualification letter to attach to them, usually within one business day. Borrowers with a Ridgeline portal can make their own on the spot.
Get a Pre-Qual LetterAbout the links below. Some are referral links: if you sign up through one, Ridgeline may earn a fee, at no extra cost to you. None of these companies are lenders, and using them or not has no bearing on your loan.
Vetted partners
Every tool we point investors to.
Open any category to see the partners in it.
01Find & Analyze Deals4 partners
DealMachine
Driving-for-dollars from your phone: pull up a property, find the owner, and skip trace or send mail without leaving the app. Start with code RIDGECAPITAL for 50 bonus mailers and VIP training in your first month.
Use it for: building off-market lists in the neighborhoods you buy in.
Get AccessPropStream
Nationwide property and owner data with list filters for equity, vacancy, and pre-foreclosure, plus comps on any address.
Use it for: researching a market and pulling targeted lists.
Get AccessRentometer
Rent comps for any address in seconds. It is the rent data behind the market rent check in our DSCR calculator.
Use it for: checking a rent number before you offer.
Get AccessHomesage.ai
AI-powered investment property search and full property reports on any address, plus the DealFinder browser extension and mobile app for checking deals on the go.
Use it for: screening a deal's numbers before you make an offer.
Get Access02Systems & Software7 partners
GoHighLevel
The CRM behind our own lead follow-up: text and email sequences, missed-call text-back, pipelines, and booking calendars.
Use it for: working seller, buyer, and tenant leads in one place.
Get Accessmonday.com
Shared boards for tracking deals, rehabs, and to-dos across a team, with automations that move the work along. It runs our own loan pipeline.
Use it for: keeping partners, contractors, and a VA on the same page.
Get AccessQuo
A business phone system for your team: shared numbers, texting, call recording, and one inbox for every conversation. It runs our own phone lines.
Use it for: a business line for tenants, sellers, and contractors that isn't your cell.
Get AccessMake
Connects the apps you already use and moves the data between them automatically. It runs the automations behind our own loan pipeline.
Use it for: cutting the copy-and-paste work between your CRM, email, and spreadsheets.
Get AccessInstantly
Cold email at scale: connect multiple sending inboxes, warm them up automatically, and run follow-up sequences with every reply landing in one inbox. It runs our own email outreach.
Use it for: following up on the owner and agent lists you pull, without burning your main email address.
Get AccessGoogle Workspace
Business email on your own domain, plus shared Drive, Calendar, and Meet. It is what our team runs on, and signing up through our link applies Google's referral discount.
Use it for: a professional address for lenders, title, and tenants, with the LLC's documents in one shared Drive.
Get AccessLastPass
A password manager with shared folders, so lender portals, bank logins, and property-management accounts aren't living in a spreadsheet.
Use it for: sharing logins with a partner, VA, or bookkeeper.
Get Access03Property Management3 partners
Baselane
Banking built for rentals: an account per property, online rent collection, and bookkeeping that sorts transactions by property.
Use it for: keeping each rental's money separate and tax-ready.
Get AccessAppFolio
Property management software built for larger portfolios and management companies: online rent and applications, maintenance requests, owner statements, and accounting in one system.
Use it for: running a bigger portfolio, or your own management company.
Get AccessBuildium
Property management software for small and mid-size portfolios: online rent collection, leasing and tenant screening, maintenance requests, and accounting.
Use it for: self-managing a growing set of rentals.
Get Access04Entity, Tax & Legal2 partners
NCH
Forms and maintains the LLCs and corporations investors hold rentals in, including registered agent service. Nearly every DSCR loan we place closes in an entity.
Use it for: getting the LLC in place before closing.
Get AccessCORE cost segregation
Cost segregation studies that front-load depreciation on rental property, which can lower your tax bill in the years after you buy. Their savings review is free.
Use it for: after you close on a purchase, with your CPA.
Get Access05Staffing & Services1 partner
Rapid Assistants
Places trained virtual assistants with real estate businesses for calling, admin, and back-office work. We've hired through them ourselves.
Use it for: handing off calls and admin so you can stay on deals.
Get AccessHave a rental under contract?
Two minutes to tell us what you're working on. No application fee, no credit pull to get a conversation started. Still making offers? Get a pre-qualification letter first.